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First Tryon Advisors, LLC (“First Tryon”) is a registered municipal advisor with the U.S. Securities and Exchange Commission (“SEC”) and the Municipal Securities Rulemaking Board (“MSRB”).

This communication is for informational purposes only. Any proposal included in this communication is confidential information of First Tryon and is solely for the benefit of the addressee(s), and the addressee(s) is (are) not authorized to forward or deliver this communication to any other person.

First Tryon gathers its data from sources it considers reliable; however, it does not guarantee the accuracy or completeness of the information provided within this communication. The material presented reflects information known to First Tryon at the time this communication was written, and this information is subject to change. First Tryon makes no warranties regarding the accuracy of this material.

This communication is intended solely for the addressee(s) and may be legally privileged and/or confidential. The content of this communication, including any attachments or enclosures, is confidential and for use by the addressee(s) only. If you are not the intended recipient, please notify the sender and delete or destroy this communication. You should not divulge, copy, forward, or use the contents, attachments, enclosures or information in any way. Any unauthorized use or disclosure is prohibited and may be unlawful.

Although this transmission and any attachments are believed to be free of any virus or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is virus free and no responsibility is accepted by First Tryon for any loss or damage arising in any way from its use.

No regulatory organization endorses, indemnifies, or guarantees First Tryon’s business practices or services.